Nick Holeman - Betterment

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Last quote by Nick Holeman

It's kind of like this retirement loophole trick. Typically, it only makes sense if you're healthy and you don't use the doctor very often.feedback
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Sep 22 2017
Nick Holeman has most recently been quoted in an article called Americans found a loophole to save more for retirement-here's exactly how to use it. Nick Holeman said, “It's less money that you can put into that account [than other retirement savings vehicles]. So this account alone is not going to be nearly enough for you to save for your retirement, but it can be a nice addition to your normal retirement savings.”. Nick Holeman has been quoted a grand total of 22 times in 7 articles.
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Nick Holeman quotes

Aug 09 2017

You can also do half in a traditional and half in a Roth. A lot of people choose to do that because it's very difficult to guess what taxes will be in the future. Especially if you're young, you could be trying to predict taxes 20, 30, or 40 years into the future, so a lot of people choose to do half and half to hedge their bets. It's less money that you can put in compared to other accounts, so this alone is not going to be nearly enough for you to save for your retirement, but it can be a nice addition to your normal savings.feedback

Aug 09 2017

Having multiple types of accounts, even though it might seem a little scary, in a lot of cases makes a lot of sense and can be extremely beneficial.feedback

Aug 09 2017

With a traditional IRA, you contribute pre-tax dollars and let that money grow tax-deferred over time. You'll pay taxes on your contributions and investment gains only when you withdraw the money, which you can do starting at age 59½. If you withdraw before then, you'll have to pay a penalty fee.feedback

Aug 09 2017

401(k)'s are especially great if they have a match. That's something that you won't be able to get from an IRA (individual retirement account), so if you have that, take advantage of it.feedback

Mar 30 2017

You just have to fill out a form, sign it, and the rest is pretty much out of your control.feedback

Mar 30 2017

Once you know what your options are and what makes sense for you to do from an investment and fee perspective, then you actually have to execute the rollover.feedback

Mar 30 2017

This way, your money will all be in one account and it'll be easier to manage. They're both retirement accounts – you just get to pick when you pay the taxes.feedback

Feb 22 2017

Whatever you do, the most important thing is to have a safety net fund.feedback

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