Tom McPhail - Hargreaves Lansdown

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Last quote by Tom McPhail

This won't be the last time that pension scheme members are presented with unpalatable choices involving benefit cuts. It is unrealistic to expect all final salary pension schemes to pay out all promised pensions to all their members. The challenge is to manage these situations in a way that is fair to everyone and secures the maximum possible payout to members.feedback
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Oct 21 2017
Tom McPhail has most recently been quoted in an article called Inflation boost for pensioners: £249 increase to state pensions in 2018. Tom McPhail said, “Our only hope now is that the Chancellor doesn't look on this as an excuse to raid pensions taxation again in next month's budget.”. Tom McPhail has been quoted a grand total of 14 times in 11 articles.
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Tom McPhail quotes

Mar 23 2017

But this report is going to be particularly unwelcome for anyone in their early 40s, as they're now likely to see their state pension age pushed back another year. For those in their 30s and younger, it reinforces the expectation of a state pension from age 70, which means an extra 2 years of work. This report also looks like the death-knell for the State Pension Triple Lock.feedback

Mar 18 2017

The terms of how weak employers can go into a super fund will be critical. For a super fund to be fair to the other participants you have to apply the same entry requirements, otherwise you're just shifting liabilities. There is a recognition in the Government, PLSA and everywhere that we have too many schemes. It's not a question of if we do it, but how we do it – and how much pressure is brought to bear to make it happen.feedback

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